Yes. The future is uncertain. I find myself saving more and spending less money this year. I used to buy things without a second thought. I am the type of person that will pay more for organic food and softer toilet paper. My salary is average and I have quite a bit of disposable income because I share the household expenses with my sister. I feel like I could lose my job this year with my employer experiencing a significant decline in business. I am trying to prepare for the worse by doing my best to see if I can make enough money to replace my primary job if necessary. My current living situation is not ideal. My sister is a bit of an OCD control freak. Sometime she drives me nuts, but we get along most of the time.
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